SERVICES & FEES
Our Services and Fees
Comprehensive Financial Planning
During the initial year of our partnership we meet six to eight times to create and implement your plan. Our relationship with you is an open door; as changes occur to your situation there is no additional charge to you for additional meetings. The partnership door swings both ways; when changes to the financial landscape occur, we proactively contact you to make appropriate adjustments and keep your financial situation optimized. In subsequent years, as you successfully accomplish initial goals, we help you prioritize and establish new ones. As your financial guide, we continue monitoring your investment portfolios, your tax obligations, real estate, insurance and benefits to preserve and grow your personal net worth.
When you first contact us, we schedule a 30-minute Get Acquainted Telephone meeting so you may interview us and, at the same time, we learn about you, your needs, and your goals.
The Get Acquainted Telephone meeting is followed by an in-person Get Acquainted meeting. The Get Acquainted Telephone meeting is followed by the Confluence Financial Review. We also refer to this review as a 3-2-1. We ask you to provide us with three critical financial issues you have. We hold two meetings to address these; the first meeting we use to delve into these issues while the second is designed to present recommendations. The recommendations are then given to you in one written report. The cost for the Confluence Financial Review is $950. In addition to addressing critical financial issues, you learn about us as we learn about you. It is an opportunity for you to learn more about us and how we work as we learn more about you. Prior to the Get Acquainted meeting, you will need to download the Planning Profile and return it, along with the additional information requested, two weeks in advance so that we understand your financial situation.
Comprehensive Financial Planning is offered as an annual fee. The fee is based on a combination of factors including your income, your assets, and the overall complexity of your financial situation. For each client, we strive to ensure the value we provide exceeds the fee we charge.
Annual fees range from $6,000 to $30,000. Clients should have a minimum of $500,000 in investable assets.
Confluence Financial Advisors is not licensed to sell any products. The only fees we charge are for our advice. There are no commissions, no referral fees, no products sales and no conflicts of interest.