Confluence Financial Advisors, LLC

3800 Arapahoe Ave, Suite 210
Boulder, CO 80303
(303) 449-5552

info@ConfluenceFA.com

READY TO GET STARTED?

Contact us today to schedule your complimentary, no-obligation Get Acquainted call.


RESOURCES

Additional information on fee-only financial planning is available at the following websites:

Mortgage Calculator
http://www.mortgagecalculator.org/
Determine your mortgage payments with amoritization tables, bi-weekly payments, and refinance information.

401k Calculator
http://www.money-zine.com/Calculators/Retirement-Calculators/401k-Savings-Calculator/
Figure out how large your 401k plan might be at retirement. This calculator will help predict the 401k fund balance at retirement age.

What Is The Impact Of Increasing My 401k Contribution?
http://finance.yahoo.com/calculator/retirement/pay08
Use this calculator to estimate how much more you could accumulate taking into account any employer match (if applicable).

Roth IRA Savings Calculator
http://www.lpl.com/calculators/RothIRA.html
Determine your taxable savings for your ROTH IRA account.

Loan Calculator
http://www.mycalculators.com/ca/loancxpsm.html
Calculate your loan payments based on principal, number of months, interest rates, and  making extra payments.

Retirement Calculator
http://www.mycalculators.com/ca/retcalcm.html
Help you plan for retirement if you know the amount you need to live on annually. It will tell you how much you need to save by the time you retire and how much you can withdraw each year from that balance to maintain your purchasing power.

Credit Card Payoff Calculator
http://www.aarp.org/money/credit-loans-debt/credit_card_payoff_calculator/
Discover what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Refinance Your Mortgage
http://www.dinkytown.net/java/ShouldIRefi.html
Enter the data about your current mortgage, current appraised value, new loan term, rate and closing costs. This will help determine how much refinancing can save you. In addition, it will calculate the number of months to breakeven on closing costs with your reduced monthly payment.

College Savings
http://www.dinkytown.net/java/CollegeSavings.html
Use this calculator to help develop or modify your education savings plan.

Advantages Of A 529 College Savings Plan
http://www.collegesavings.org/advantagesOf529.aspx
Compare money earned in a 529 College Savings plan versus a taxable savings account.

Comprehensive Life Insurance Analysis
http://www.dinkytown.net/java/EnhancedLifeIns.html
This comprehensive life insurance calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you might need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs.

Social Security Retirement Income Estimator
http://finance.yahoo.com/calculator/retirement/ret04
Use this calculator to estimate your Social Security benefits.

Donna M. Phelan
www.donnamphelan.com
A guide to help educate women with their finances by creating a Sisters Club with stackable income streams to empower retirement security.

The following links are provided as a convenience and should not be construed as endorsements:
Fee-Only Advisors


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